Trusted Debt Consolidation Attorneys for Lasting Debt Resolution
Our Debt Resolution Specialists Provide Customized Chapter 13 Debt Consolidation Services
For over 20 years, Acclaim Legal Services has been a beacon of hope for Michigan families facing financial challenges, offering lasting debt relief and protection against home foreclosure. Specializing in Chapter 13 debt consolidation, our team of highly trained Michigan bankruptcy lawyers is dedicated to providing personalized solutions. With a singular focus on debt resolution, our mantra has always been: do one thing, do it best.
Let us support you on your journey — call 866-261-8282 for a free, confidential consultation to discuss your circumstances. We have seven offices throughout Michigan, conveniently located in Ann Arbor, Detroit, Dearborn, Warren, Southfield, Lansing and Flint.
Schedule Your Free Consultation Today!

Introduction to Debt Consolidation Services
Our debt consolidation services are designed to make managing debt easier. With the expertise of our licensed attorneys, we provide not only professional legal guidance but also compassionate support. During our consultation, we focus on identifying the most effective strategy to offer immediate relief, long-term debt resolution, and credit restoration.
Our solution often involves a Chapter 13 debt consolidation plan, which allows you to reorganize debts into manageable repayment plans. This approach simplifies your financial responsibilities to help you regain control. Our team of attorneys and specialists is dedicated to advocating for your best interests and finding the debt resolution approach that works for you. In many cases, we find that bankruptcy offers the most effective long-term solution for legal debt relief.
Our Debt Resolution Programs
Come to our office or call us to thoroughly examine your legal debt relief options. After reviewing your current circumstances, outstanding debt and long-term financial goals, we will discuss what options you have to find lasting resolution.
Our Michigan bankruptcy lawyers use their training and proven experience to empower you with the proper information and professional evaluation to make informed decisions about your financial future. Your success is our success. Call 866-261-8282 to schedule your free meeting with one of our compassionate Ann Arbor, Flint, Lansing or Detroit bankruptcy attorneys.
Chapter 13 Bankruptcy, a Superior Debt Consolidation Plan
Here's what you can expect from Chapter 13 bankruptcy:
- Optimal creditor protection: You'll gain comprehensive legal protection from creditors to help you keep your home, car and other valuable assets while preventing garnishments and tax levies.
- Manageable repayment terms: We will collaborate with you to develop a personalized plan that prioritizes your debts, reduces interest rates and likely eliminates a portion of unsecured debt, enabling you to establish a balanced budget.
- Boosted credit: By reducing debt and improving payment history, you will improve your credit score and avoid late payments being reported to credit bureaus.
Chapter 7 Bankruptcy, Your Fresh Start and Complete Debt Elimination Program
This bankruptcy option includes:
- Elimination of unsecured debts: Wipe out debts like medical bills, credit cards, loan deficiency debt and personal loans for a fresh start.
- Protection of key assets: Bankruptcy exemptions protect some properties and assets so you can keep what's important to you.
- Freedom from creditor harassment: You'll no longer endure creditor calls and collection efforts.
Non-Bankruptcy Options, Such as Debt Settlement and Loan Modifications
If you wish to avoid filing for bankruptcy, we can explore alternative debt solutions.
Customer Success Stories
Hear from past clients about how our team and the bankruptcy process have positively impacted their lives.
I wanted to let you know about your staff and the support they all showed my wife and myself.
From our first meeting with William in his office to Cindy answering all our questions and time spent on the phone many thanks to her, along with Chris looking…
Five years ago I was in so much debt that I couldn’t think straight. I wasn’t eating or sleeping properly. Then I lost one of my jobs (neither one was paying very much, just a bit over minimum wage). I began to be late on my house notes every month. I got into a car accident which threw me behind…
I have worked primarily with Cindy. She has been terrific. She answered any concern I had promptly and courteously. It made a difficult situation easier to deal with.
Cindy from your office gave me your information for feedback about our case.
Today she sent us a copy of the courts discharge, so our immediate feeling is over joyed to be done with the process. At the beginning we had no idea what to expect, but everyone in your office took their time to…
I wanted to let you know about your staff and the support they all showed my wife and myself.
From our first meeting with William in his office to Cindy answering all our questions and time spent on the phone many thanks to her, along with Chris looking…
Five years ago I was in so much debt that I couldn’t think straight. I wasn’t eating or sleeping properly. Then I lost one of my jobs (neither one was paying very much, just a bit over minimum wage). I began to be late on my house notes every month. I got into a car accident which threw me behind…
I have worked primarily with Cindy. She has been terrific. She answered any concern I had promptly and courteously. It made a difficult situation easier to deal with.
Cindy from your office gave me your information for feedback about our case.
Today she sent us a copy of the courts discharge, so our immediate feeling is over joyed to be done with the process. At the beginning we had no idea what to expect, but everyone in your office took their time to…
I wanted to let you know about your staff and the support they all showed my wife and myself.
From our first meeting with William in his office to Cindy answering all our questions and time spent on the phone many thanks to her, along with Chris looking…
Five years ago I was in so much debt that I couldn’t think straight. I wasn’t eating or sleeping properly. Then I lost one of my jobs (neither one was paying very much, just a bit over minimum wage). I began to be late on my house notes every month. I got into a car accident which threw me behind…